Are any of these items on your credit reports?

Collections | Charge Offs | Late Payments | Bankruptcies | Foreclosures | Tax Liens | Repossessions | Judgments 


If so, WE CAN HELP! Contact us today for a free analysis of your current credit situation and find out how our program can provide you with the credit repair help you need.

Office: 866.454.6252
Fax: 866.575.3356
Email: Info@180CreditSolutions.com

Frequently Asked Questions: 

How long is 180 Credit Solutions' program?

Under the FCRA, consumer reporting companies must investigate any items in question -usually within 30 days– and when the investigation is complete, the consumer reporting company must give you the results in writing. You will typically receive your first set of results within 4-6 weeks. Each case varies however we will typically see the best results within 75-90 days. Our program will not exceed 180 days.

Is 180 Credit Solutions' program legal?

In the credit system, it feels at times as though you are guilty until you prove your innocence. Federal law gives you the right to request an investigation of any credit listing on your credit reports that you feel may be inaccurate, misleading, biased, incomplete, untimely or unverifiable (any questionable items). Below is a list of Federal Acts in place to protect your consumer rights: 

FCRA - Fair Credit Reporting Act
(Click to download pdf)

FDCPA - Fair Debt Collection Practices Act
(Click to download pdf)

FACT Act - Fair and Accurate Credit Transaction Act
(Click to download pdf)

FCBA - Fair Credit Billing Act
(Click to download pdf)

HIPAA - Health Insurance Portability and Accountability Act
(Click to download pdf)

How will I get updates?

Credit reports will arrive first at your current mailing address and then we will need you to forward them to us. At this point we will review the outcome of each investigation and determine the necessary actions to take to ensure the best possible results.

Can 180 Credit Solutions pull my credit reports?

Credit services organizations cannot pull credit reports for their clients. Section 604 of the FCRA (Fair Credit Reporting Act) prohibits the credit bureaus from furnishing credit reports to third parties for any reasons outside of the FCRA definition of "permissible purposes" which include determination of credit worthiness, underwriting of insurance, and employment screening. You will need to obtain your own credit reports, and of course, we will be happy to assist you with this process.

How much does the program cost?

Due to the fact that no two credit reports are identical, it is a must that we treat each client on an individual basis. During our free credit analysis we will review a current copy of your credit reports. Then we will be able to give you an accurate quote for your file.

Does 180 Credit Solutions offer any guarantees?

Federal Law prevents any credit service organization from guaranteeing the deletion of a specific item from your reports and also the guaranteeing a certain score increase. However, we are so confident in our program that we choose to offer a Money Back Guarantee.

What if a spouse, friend, or relative needs help also, does 180 Credit Solutions offer discounts?

180 Credit Solutions is proud to offer a “Multi-Person” discount for any two people that are seeking our services. Be sure to ask your consultant when signing up.

Can I do this myself?


It is much like your right as a citizen to bypass legal representation and represent yourself in a court of law. Most people choose our program because it has been developed based on enforcement of the 5-Federal Acts listed above and years of experience. However, with proper research and experience, you could attempt to do this yourself.